From stretching out budgets by planning cost efficient lunches or reducing food waste to choosing the best gym membership by price, putting some thought into where and how you spend your money could mean you’re getting the best possible value.
And this will include choosing places which reward you for your custom, like restaurant reward schemes at places including Nando’s or cashback sites. Or, supermarket loyalty cards.
You’re more likely to use these more frequently, so how can you make sure you’re shopping somewhere that gives you more bang for your buck?
Let’s look at all the different rewards cards and initiatives.
Asda
It took Asda a bit longer than some of their competitors to launch a points scheme, but Asda Rewards launched in summer 2022.
The scheme runs entirely through a smartphone app and allows customers to collect ‘Asda Pounds’ by buying certain products or completing missions. Your Asda pounds can then be spent at stores.
To get more out of your rewards card, look for Asda’s constantly changing Star Products – which earn you more points – and various missions which update frequently through the app.
Asda Rewards also launched something new for Christmas 2022. Their Christmas Savings Card meant that each time you shopped you could have added a few pounds into a ‘savings’ account set aside for Christmas.
Asda Rewards cardholders got £1 when they saved £30, £3 after saving £80 and so on, up to a maximum of £15 on £280 savings.
It’s unclear if they’ll run this again in 2023, but it was a nifty way of putting some money aside for the festive period.
You can sign up to the Asda rewards scheme for free online.
Co-Op
The Co-Op offer a digital membership card which gives users:
- Personalised offers for Co-op Food to choose from every week
- Exclusive member deals and discounts
- Rewards for you and your community every time you shop.
When you buy selected Co-op products and services, 2p for every £1 you spend goes into your Co-op Membership account.
It costs £1 to join the Co-Op membership.You can register online.
Iceland
What’s special about Iceland’s rewards scheme is that you get rewarded before you shop – so you don’t have to wait for a monthly round-up or tally.
The Iceland Bonus Card is a savings card and when you top-up £20 Iceland gives you £1 extra, if you top up £40, you get £2 extra and so on, which overall equates to 5 percent of a reward.
You can sign up for free online or in store.
Lidl
Lidl offer the Lidl Plus card, and they offer different ways of rewarding their shoppers.
Through the Lidl Plus app, shoppers will unlock exclusive discounts and offers as the first way to save.
Customers will also receive four weekly coupons for different products.
And then shoppers will get personalised rewards based on their activity. For example, for every £100 spent each month will get you a £2 off coupon, while spending £250 a month gets you a 10 % off coupon.
As a final bit of fun, each time you shop and scan the Lidl Plus app, you’ll get a digital scratch card offering the chance to win up to £20 off your next shop.
You can sign up for free online.
M&S
Marks and Spencer offer M&S Sparks, a loyalty card which gives shoppers personalised offers, the chance to win what they’re buying for free when you scan at checkout and money donated to a charity of their choice each time they shop.
You aren’t able to accrue points per spend, however.
You can sign up for free online.
Morrisons
Morrisons offer the My Morrisons app.
Shoppers will get regular personalised offers on the things they buy the most, from digital vouchers to money off their next shop.
As a fun extra treat, My Morrisons customers have the chance of unlocking a Basket Bonus each time they scan at checkout. This surprise extra gift could be anything from £5 off your next shop, to a bunch of flowers or something free from the bakery.
Sainsbury’s
Sainsbury’s offers the Nectar card rewards scheme.
The Sainsbury’s Nectar scheme allows you to earn a minimum of one point per £1 spent in store, online or on fuel at Sainsbury’s.
The Nectar card also offers:
- Personalised lower prices on items you buy the most
- Bonus points offers
- Personalised offers and discounts.
What’s helpful about the Nectar scheme is that you can spend your points elsewhere, too. Nectar partners include Vue cinemas, so you can treat yourself or the family to a day out at the pictures and save.
You can sign up for free online.
Tesco
One of the longest running reward schemes, Tesco offer the Tesco Clubcard.
Clubcard members collect one point for every £1 they spend in-store and online, and one point for every £2 spent on fuel.
Every 150 points you earn is worth £1.50 to spend in store or online.
Tesco Clubcard is free to join and you can sign up in store or online.
Tesco more recently launched the Clubcard Plus. This costs £7.99 a month and offers a 10% discount on two ‘big shops’ per month (in-store only), 10% off selected Tesco brands in-store including F&F and Tesco Pet all the time, double data on Tesco Mobile, and the opportunity to apply for a Clubcard Plus credit card.
Waitrose
Waitrose offers the mywaitrose card.
While you don’t collect points per spend, benefits include:
- Personalised vouchers every week
- A free hot drink in-store with every purchase
- 20 percent off fish every Friday
- 20 percent off selected meat every Saturday.
Boots
Not technically a supermarket, but many will pop out to Boots for one of their lunch meal deals and maybe end up picking a few things up, like shampoo or skincare staples.
The Boots Advantage Card scheme currently offers four points for every £1 spent, but, they are changing this to three points for every £1 spent in store or online from May 2023.
Each point you earn through Boots Advantage is worth 1p and you can spend your points anytime, as long as you have enough points to cover the whole transaction. For example, if you have 199 points you can use them to buy goods worth £1.99 in total.
The Boots card also unlocks discounts on some items, with the checkout price cheaper after you scan. These items and their special advantage card prices will be advertised in store or online.
You can use the Boots advantage card as a physical card (available to pick up in store) or as an app on your phone. You can sign up and register for free you can register for free online.
MORE : Who is eligible for the May cost of living payment and when can you expect it?
MORE : Which was the cheapest supermarket in March 2023? Tesco, Aldi, and Asda compared
Follow Metro across our social channels, on Facebook, Twitter and Instagram.
Share your views in the comments below.
var notifyQ = function () { var i = 0, l = awaitingReady.length; for (i = 0; i < l; i++) { awaitingReady[i](); } }; var ready = function (cb) { if (fbApiInit) { cb(); } else { awaitingReady.push(cb); } }; var checkLoaded = function () { return fbApiInit; }; window.fbAsyncInit = function () { FB.init({ appId: '176908729004638', xfbml: true, version: 'v2.10' }); fbApiInit = true; notifyQ(); }; return { 'ready' : ready, 'loaded' : checkLoaded }; })(); (function () { function injectFBSDK() { if ( window.fbApi && window.fbApi.loaded() ) return; var d = document, s="script", id = 'facebook-jssdk'; var js, fjs = d.getElementsByTagName(s)[0]; if (d.getElementById(id)) { return; } js = d.createElement(s); js.id = id; js.async = true; js.src = "https://connect.facebook.net/en_US/sdk.js"; fjs.parentNode.insertBefore(js, fjs); } if (window.metro) { window.addEventListener('scroll', injectFBSDK, {once: true, passive: true}); } else { window.addEventListener('DOMContentLoaded', injectFBSDK, {once: true}); } })();
For all the latest Lifestyle News Click Here
For the latest news and updates, follow us on Google News.
