Relatives who have provided care for a family member could get National Insurance credits which could in turn increase their state pension. These are known as Specified Adult Childcare Credits.
Britons may be entitled to receive the credits if they are a grandparent or other family member who has provided care for a child under 12.
This could be because their parent or main carer was working.
The credits are only available from April 2011 onwards, and anyone looking to claim must make an application to do so.
The credits help to build up an individual’s National Insurance contributions.
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Specified Adult Childcare credits work by transferring the NI credit which is attached to Child Benefit from the Child Benefit recipient to the family member who provided care for their child.
The child’s parent or main carer must therefore have claimed Child Benefit for the child for Specified Adult Care credits to be available.
There is not one credit available for each child cared for, there is one credit for each Child Benefit recipient.
Therefore if two grandparents cared for their son’s two children, there would only be one credit available, to be assigned to one of the grandparents.
To apply for Specified Adult Childcare credits, people must complete an application form which requires:
- The personal details of the applicant, which is the family member caring for the child
- The child’s details and the periods of care provided
- The personal details of the child’s parent or main carer
Both the applicant and the parent must sign the application.
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