Savers can check Premium Bonds with their NS&I number

Premium Bonds holders will need to have their NS&I number to hand if they want to log into their account such as to buy more Bonds.

A person will get their unique ID number when they register for the provider’s online and phone service.

An NS&I number is 11 digits long and starts with an 11, 21, 31 or 41. If a person created an NS&I account online or over the phone, they will have automatically been registered and will have been given an NS&I number.

A person will be able to find their NS&I number on any letter they have received from the provider.

If a person has lost their number, they can fill in a form online and be sent an email reminder.

To complete the form, a person will need to provide their surname, date of birth and postcode.

A person’s Premium Bonds will also be grouped under a separate single holder’s number. This number will have nine or ten digits, or eight digits followed by a letter.

An individual will be able to find their holder’s number by logging into the online service and by checking their Premium Bonds account page.

There is also the option to request for a replacement Bond record to be sent out to an individual.

The record is a helpful document that will show all the Bonds a person holds as well as their holder’s number

If a person is not registered for the online and phone service, they can write to NS&I and request a replacement Bond record.

The win rate for the monthly Premium Bonds prize draw is currently 24,000 to one. Each bond has an equal chance of winning a prize each month, including two jackpot prizes of £1million.

A person can check if they have any unclaimed prizes using the prize checker tool on the NS&I website, the app or using an Alexa-enabled device.

An individual buying more Bonds has to purchase at least £25 in Bonds each time and can hold up to £50,000 in Bonds.

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