Claiming Carer’s Allowance could impact your state pension payments
Carer’s Allowance is delivered by the Department for Work and Pensions (DWP). When people claim Carer’s Allowance, their other benefit payments may change, but their total benefit payments will usually either go up or stay the same.
It gives claimants £69.70 every week if they care for someone at least 35 hours a week and they get certain benefits.
This means people could be getting over £3,000 annually.
State pension payments could be impacted if someone claims attendance allowance.
If someone’s state pension is £69.70 a week or more, they will not get a Carer’s Allowance payment.
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If their pension is less than £69.70 a week, they’ll get a Carer’s Allowance payment to make up the difference.
If someone gets Pension Credit, their payments will increase if they’re eligible for Carer’s Allowance.
If they get Pension Credit and their state pension is more than £69.70 a week, they will not get a Carer’s Allowance payment but their Pension Credit payments will increase instead.
If they delay claiming their state pension, this could increase the state pension payments they get when they decide to claim it.
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For each week someone gets Carer’s Allowance they’ll automatically get National Insurance credits.
People may also be able to apply for:
- support from the local council
- a Council Tax Reduction
- Universal Credit if they’re on a low income or out of work
- Pension Credit if they’re over working age
- Grants and bursaries to help pay for courses and training
- Income Support (if they get the severe disability premium and they’re on a low income)
- Income-based Employment and Support Allowance (if they get the severe disability premium and they cannot work).
To be eligible for Carer’s Allowance, someone, the person they care for and the type of care they provide needs to meet a certain criteria.
The person they care for must already get one of these benefits:
- Personal Independence Payment – daily living component
- Disability Living Allowance – the middle or highest care rate
- Attendance Allowance
- Constant Attendance Allowance at or above the normal maximum rate with an Industrial Injuries Disablement Benefit
- Constant Attendance Allowance at the basic (full day) rate with a War Disablement Pension
- Armed Forces Independence Payment
- Child Disability Payment – the middle or highest care rate
- Adult Disability Payment – daily living component at the standard or enhanced rate.
People need to spend at least 35 hours a week caring for someone.
This can include helping with washing and cooking, taking the person being cared for to a doctor’s appointment and helping with household tasks, like managing bills and shopping.
Applicants must be 16 or over, not in full-time education and earning £132 or less a week after tax, National Insurance and expenses.
An individual’s earnings are any income from employment and self-employment after tax, National Insurance and expenses.
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