The Curious Cat App was founded in 2017 to help companies engage with their customers, collect survey answers and reward participants doing so.
Founded by self-proclaimed ‘cat-loving tech mavericks’, they shared their savvy tips for saving money with Express.co.uk.
No-spend days
Small daily expenditures can quickly add up at the end of the month, so setting aside one ‘no-spend’ day a month allows one to put the money that would’ve been spent aside.
“These days may require some forward planning, including making sure your food shop isn’t on this day, and whilst costs such as travel costs may be necessary, these can be limited where possible by walking or cycling.”
Cashback sites
“Cashback sites allow you to earn money by paying you for using their platforms to make purchases with retailers, instead of paying through the retailer’s site directly.
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“If used correctly, and depending on the purchases made, you can make hundreds a year doing this.
“There are a few things to be wary of, however, such as avoiding cashback sites that require a sign-up fee, and making sure you withdraw as soon as you reach the threshold, just in case the cashback site goes bust or changes policies.”
Invest
“It’s never too late to start investing into stocks and shares, which you can always use your ISA allowance for by investing in stocks and shares ISAs.
“An ISA allowance is the set amount you can put into ISAs each tax year, without paying tax on any money they make, so definitely something to be aware of when it comes to saving money.
“Although stocks and shares can sound intimidating and complicated, they don’t have to be as you can invest a small amount of money into index trackers such as the FTSE All Share Index tracker, which goes up and down with the stock market and does a large part of the leg work for you.”
Set up a savings account
“An easy way to feed into your savings is to set up a monthly standing order from your main account into your savings account, as this is much easier to do than paying out one-off lump sums that could set you back.
“The direct debits don’t need to be huge amounts, but it certainly all adds up and there are some great savings accounts out there which offer competitive interest rates and won’t allow withdrawals for a given amount of time, keeping your money safe until you actually need it later down the line.”
Extra cash apps
There’s a range of apps that allow people to make money through their screens, although it’s important to watch out for scam apps.
“Apps like Curious Cat App help put screen time to better use, by earning money through completing tasks and surveys,” Curious Cat explained.
The app hopes to help users put their time to better use and even earn a little extra cash whilst doing so, to help cover smaller costs like their Netflix subscription, the extra presents for family birthdays, or to put towards savings.”
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